Terms and Conditions

Terms of Use

By using this website, you expressly agree to be bound by, and to comply with, these and any additional or amended terms and conditions (“the Terms”) which Bellmac Consulting LLP (“We” or “The Firm” or “Bellmac Consulting”) may prescribe from time to time. If you do not agree to all of the Terms, you must not use our site.

You may not:

  1. use this website for any unlawful or prohibited purpose;
  2. use this website in any manner that could damage, disable, overburden, impair or otherwise interfere with the website or any other person’s use of the website; or
  3. obtain or attempt to obtain any materials or information not intentionally made available to you by Bellmac Consulting.

These Terms shall also apply to any website by any incorporated or unincorporated entity owned or controlled by Bellmac Consulting, which may be linked to or is otherwise accessible from this website.

We recommend that you print a copy of these Terms for future reference.

You agree that you will not remove or modify any acknowledgements, credits or legal notices contained on the website or in any products, services, information, or material (“the Content”) provided through the website. Special terms may apply to some services offered on the website and may be posted in connection with the applicable service, feature or activity. Any such terms are in addition to this Agreement and, in the event of a conflict, any such terms shall prevail.

We reserve the right to make changes to this website and to these Terms at any time. Every time you wish to use our site, please check these Terms to ensure you understand the terms that apply at that time. These Terms were most recently updated in June 2022.

About the Information on this Site

The information and material available on the website are provided solely on an “as is” and “as available” basis. You are encouraged to confirm the information contained. You should not construe any material on the website as a warranty or guarantee of the quality or availability of any services.

Bellmac Consulting makes no representations about the suitability, reliability, availability and accuracy of the information, material, and/or services.Articles and other publications on this site are current as of their date of publication and do not necessarily reflect the present law or regulations.

Restricted Access

Bellmac Consulting reserves the right to restrict access to areas of this website, or indeed this entire website, at its discretion. If Bellmac Consulting provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential. Bellmac Consulting may disable your user ID and password at its sole discretion without notice or explanation.

Purchasing Services or Products

If you purchase any service, product or material on this website or portal, ("Site Product"), you may be required to provide personal information, including credit card and billing information ("Personal Financial Information"), to an independent third-party company (or companies) selected by, but not affiliated with, the Firm (the "Processor"). Where the Processor is responsible for collecting, transmitting and/or processing your Personal Financial Information, all payment obligations for Site Products shall be governed by the terms of use/service and privacy policy(ies) of the Processor. If you make a purchase from the website or portal, you are warranting that you are authorized to make the purchase using the form of card payment that you provide to the Processor.

The Firm makes no warranty and accepts no liability for any loss or damages whatsoever, relating to or in connection with your placement of an order for a Site Product with the Processor. In addition, the Firm provides no refunds for purchases you make on the website or portal. You are solely responsible for any and all transactions utilizing your Personal Financial Information, including, but not limited to, any and all charges. You acknowledge and agree that in the event the Processor experiences a data breach that affects your Personal Financial Information, Bellmac Consulting will in no way be responsible for or liable to you for any such breach.

Liability Disclaimer

The information materials and opinions contained on this website are not intended to constitute financial advisory or other professional advice and are merely for general information purposes only, which should not be relied on or treated as a substitute for specific advice relevant to particular circumstances. Bellmac Consulting and its affiliates does not accept any responsibility for any loss of whatsoever nature which may arise or be brought about, directly or indirectly, from reliance on information or materials published on, or otherwise from the use of this website. Bellmac Consulting and its affiliates shall also not accept any responsibility for any loss, liability, damage (whether direct or consequential) or expense of whatsoever nature which may arise or be brought about, directly or indirectly, in relation to the use of or reliance upon any information, links or service provided through this website or other electronic medium. Any reliance you place on such materials and information is strictly at your own risk.

Any changes to the law or subject matter that take place after publication may not necessarily be captured in future publications. Although we make reasonable efforts to ensure that the information on our website is accurate, we make no representations, warranties or guarantees, whether express or implied, that the content on our website is accurate, complete or up to date. This limitation shall also apply with respect to damages resulting from the inability to use this website, the operational failure of this website, or for any information obtained through this website, or otherwise arising out of the use of this website, whether based on contract, tort, strict liability or otherwise, even if we and/or any of our partners, associates, employees or suppliers have been advised of the possibility of damages.


If you breach any of these Terms, we reserve the right to pursue any and all legal and equitable remedies against you, including without limitation the right to block access from a particular internet address. Should we fail to enforce any right or provision in these Terms, such failure does not constitute a waiver of such right or provision or of any other rights or provisions in these Terms.

About the Information on this Site

During the use of this website, links to websites that are owned and controlled by third parties may be provided from time to time for various reasons. Such links may direct you to a third-party website.

Third-party websites have their own separate terms and conditions as well as privacy policies. We are not responsible for the content of any such sites, make no representations regarding any such sites, and do not necessarily endorse or approve of the information, material, products or services contained on or accessible through any such third-party sites. The firm therefore cannot be held liable for the activities of such third-party websites. You visit or access such third-party websites entirely at your own risk.

Please note that third-party websites may send their own cookies to users, collect data or solicit personal information, and you are therefore advised to check the terms of use or privacy policies on those websites prior to using them.

The firm respects your right to privacy and personal information, and takes data privacy seriously. Our Privacy Policy is based on the Kenya Data Protection Act No. 24 of 2019 which is in line with the General Data Protection Regulations of the European Union (the GDPR).

While every effort is made to ensure the security of information entered into this website, you acknowledge that information can be intercepted, corrupted, lost and/or subject to interference. Bellmac Consulting does not accept liability for any errors or omissions in the contents of messages or damages resulting from opening messages should it contain a virus.

We abide by our Anti-Money Laundering (AML) policies that are generally based on the highest standard and apply in relation to all of our business in all of our offices. The firm conducts client due diligence enquiries on each new client and persons connected with them and conducts ongoing monitoring of existing clients. These enquiries are based on the requirements of the Proceeds of Crime and Anti-Money Laundering Act, CAP 59B of the Laws of Kenya. Additional information may also be obtained if required by any applicable local rules. Where necessary for these purposes, we may seek relevant information from third-party data suppliers. Where individuals have supplied personal data for this purpose we will only use it for that purpose and will keep it only as long as the relevant AML and data protection legislation requires.

The firm also has internal procedures to ensure that any suspicions of money laundering are reported to the appropriate authorities where there is an obligation to do so.

Anti-Bribery and Anti-Corruption

The firm has a zero-tolerance policy towards bribery or corruption by, or on behalf of, any member firm. This applies to all members of the firm including partners, associates and employees, and to third parties providing services on our behalf.

We are committed to:

  1. conducting business in a manner that complies with applicable laws and is consistent with the highest ethical standards including, among other things, standards intended to prevent bribery and corruption; and
  2. using our best endeavors to ensure that those who perform services for and on behalf of the firm are aware of and share our commitment to conducting business ethically.

We will not use third parties or intermediaries to engage on our behalf in unethical practices that would be prohibited under any applicable laws if undertaken by us. We expect that all third-parties and intermediaries that we engage will conduct themselves accordingly when acting on behalf of or for the benefit of the firm.

The firm is committed to transparency on its ethical standards and anti-bribery and anti-corruption initiatives, and has established procedures that are described in our Anti-Bribery and Anti-Corruption Policy to encourage all members of the firm to report instances or allegations of policy violations.

Intellectual Property Rights

All content, material and information, including any compilation (meaning the collection, arrangement and assembly of information) included on this website are unless otherwise stated the exclusive copyright works of the firm and protected by local and international copyright laws, trademark, patent, trade secret and other laws, and as between you and Bellmac Consulting, the firm owns and retains all rights in the Site Products. Bellmac Consulting hereby grants you a limited, revocable, non-sublicensable license to access and display the Content (excluding any software code), which is intended for your personal, non-commercial use in connection with viewing the website or portal and using any of the Site Products. The Site Products may also contain content of users and licensors. Except as provided in these Terms or as explicitly allowed on the website or portal, you may not copy, download, stream capture, reproduce, duplicate, archive, upload, modify, translate, publish, broadcast, transmit, retransmit, distribute, perform, display, sell or otherwise use any Content appearing on or through the website or portal.

Without derogating from the above, we authorize you to view, copy (in paper or electronic form), download to a local drive, print and distribute the content of this website, or parts thereof, provided that:

  1. the Firm is acknowledged as the source;
  2. such content is used for information purposes only (you are expressly prohibited from incorporating any of the material from this website in any other work, publication or website of your own or belonging to another entity);
  3. any reproduction of material from this website or portion thereof must include this notice in its entirety;
  4. any reproduction of material or content should not be modified in any way, and must remain intact; and
  5. your communication of the content or material must not be misleading or inaccurate and a copy of this notice must accompany any copies of the materials which you provide to others.

No other use of the materials published on this website is permitted without the express prior written consent of the firm.

Unsolicited Submissions

Bellmac Consulting does not knowingly accept, via the website, portal or otherwise, unsolicited submissions including, without limitation, submissions of blog ideas, articles, scripts, story lines, fan fiction, characters, drawings, information, suggestions, proposals, ideas or concepts. The firm’s policy is to simply delete any such submission without reading it or forwarding it to other staff of the firm or staff of its affiliated entities. Therefore, any similarity between an unsolicited submission and any elements in any of the firm’s (or any of its affiliated entities) creative work including, without limitation, a film, series, story, title or concept would be purely coincidental. If unsolicited submissions are sent to the firm via the website, however, such submissions and copyright become the property of Bellmac Consulting and may be used, copied, sublicensed, adapted, transmitted, distributed, publicly performed, published, displayed, or deleted as the firm sees fit. You agree that you are not entitled to any compensation, credit or notice whatsoever and that by sending an unsolicited submission you waive the right to make any claim against Bellmac Consulting or any of its affiliated entities relating to unsolicited submissions, including, without limitation, unfair competition, breach of implied contract, or breach of confidentiality.

Email Disclaimer 

The information in or attached to emails is proprietary to Bellmac Consulting and intended for the sole use of the nominated recipient and may be private in nature and contain privileged, commercially sensitive, proprietary or copyright information. If you have received an email by mistake or if you are not the intended recipient of an email, please delete it and tell the sender immediately by return email. You may not print, store, use, change, forward or copy any email message or any part thereof (including its attachments) or disclose or cause information in any email to be disclosed to any party without consent from the sender. The views and opinions expressed in emails are those of the individual sender and do not necessarily represent the views and opinions of Bellmac Consulting. Bellmac Consulting cannot guarantee that the integrity of any communication has been maintained, or that it contains no malicious coding, or that it is secure or error free or free of viruses or defects as information can be intercepted, corrupted, lost and/or subject to interference.

Bellmac Consulting also does not accept liability for any errors or omissions in the contents of any email message or damage or loss sustained as a result of the transmission of or from the opening of an email or its effect on any systems and/or electronic and/or telecommunication devices of whatsoever nature.

Bellmac Consulting reserves the right to check, intercept and block emails or take any other action according to its email etiquette. Bellmac Consulting will not be liable for any delivery delay, loss, harm, disruption or data corruption that may arise from any email.

Bellmac Consulting does not accept liability for any claims, loss or damages or whatsoever nature arising as a result of your reliance on information in emails.  

About the Information on this Site

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.

These Terms between you and the firm are concluded for an indefinite period. You are entitled to terminate the contract at all times by permanent deletion of the website data stored on your devices.

These Terms shall be governed by, and construed in accordance with, the laws of the Republic of Kenya without giving effect to the principles of conflict of laws. You hereby consent to the exclusive jurisdiction of the High Court of the Republic of Kenya in respect of any disputes arising in connection with this website.


Your continued use of this website is contingent upon your agreement to be bound by the foregoing Terms.

Please contact us at info@cfodhub.com with any questions regarding these Terms.